Following are regular blog posts from KNP Financial Services.
If you would like to download a copy of our Quarterly newsletters, click here to access them.
Most people wouldn’t dream of taking their car on the road without car insurance, or living in a house without home and contents insurance. But when it comes to taking up insurance to protect their life or income, most Australians act indifferently.... read more
Many people don’t consider consulting a financial adviser until they are close to retirement. However, for the best chance for financial independence in your retirement, the earlier you start a on your financial plan, the better.... read more
Yes it can, but only in certain situations. While most people try hard to strike a fair balance when they write their Will, sometimes there may be people who are unhappy with how the estate has been divided and decide to challenge it.... read more
When it comes to getting financial advice, it's imperative to find someone you trust.
But with the financial services royal commission revealing a culture of greed in the financial advice industry, it's hard to know where to turn for advice.... read more
Student loans, credit cards and personal loans can be helpful at the time, however often become a source of unnecessary stress later on.
Clearing your debts doesn’t have to be hard work. With the right plan, it’s possible to get your finances on track sooner than you think - and back to living the good life, guilt-free. Here are some tips to help you get out of debt.... read more
Many people look forward to the opportunity to enjoy their retirement by travelling overseas. For some, it means they plan to live overseas on a permanent basis so they can take advantage of lower living costs while for others it may mean reuniting with relatives who live overseas.... read more
It can be difficult to plan, both financially or emotionally, for the move into an aged care facility. When choosing the best care as a part of your retirement – or for loved ones – many practical issues arise and decisions need to be made. It’s important to know what’s involved and have the confidence to face the challenges of aged care. Here are some tips to get you started:... read more
Children certainly don’t come with an instruction manual. From the time they’re learning to crawl parents begin teaching their children about right and wrong, personal safety, manners and morals. Over time, children are taught about stranger-danger, healthy eating and personal accountability. Interestingly however, many Australian parents leave out one of the most important survival skills their children will need in the future - how to take care of themselves financially.... read more
Australians who want greater control of how their retirement savings are invested are increasingly exploring the option of setting up their own self-managed super fund (SMSF). The freedom of putting yourself in the driver’s seat for your super has made SMSFs the fastest growing sector of the super industry.... read more
We at knp Financial Services welcome the public release of the Royal Commission’s Final Report and we are currently undertaking a thorough review of its recommendations and how this may impact you.... read more
Birthdays and new years are great times for making lifestyle changes, however, for resolutions affecting your financial health, there’s often no better time than when starting a new job.... read more
Interest rates are very important for many Australians, and rightly so – after all, whether it's the returns on savings accounts or mortgage repayments, the rate of the day can have a significant impact on the household budget for millions of Australians. So what influences interest rates, and why are they changed?... read more